# Subpart 528.3 - Insurance

## 528.301 Policy.

Insurance requirements must be adequate, just, and reasonable. They should be predicated on potential loss or damage, not necessarily on the value of the contract.

## 528.310 Contract clause for work on a Government installation.

Insert the clause at 552.228-5, Government as Additional Insured, in each solicitation and contract that meets all the following conditions:

1. (a) The contract amount is expected to exceed the simplified acquisition threshold; and

2. (b) The contract will require work to be performed on Government property.

## 528.311 Solicitation provision and contract clause on liability insurance under cost-reimbursement contracts.

### 528.311-1 Contract clause.

Use the clause at FAR 52.228-7, Insurance–Liability to Third Persons, in solicitations and contracts, other than those for construction and those for architect-engineer services, when a cost-reimbursement contract is contemplated, unless the head of the contracting activity waives the requirement for use of the clause.